Rewards Program Page

TJX Rewards

Rewards Program Information

Program Benefits


 RewardsTJX Rewards Platinum MasterCardTJX Rewards Credit Card
10% off 1st purchase with cardXX
5 points per $1 spent @ T.J.Maxx, Marshalls and HomeGoods
1 point per $1 spent everywhere else MasterCard is acceptedX 
Receive $10 in Rewards Certificates for every 1,000 points earnedXX
No limit to the amount of TJX Rewards members can earnXX
No annual fee
0% fraud liabilityXX
Worldwide acceptanceX 
Cash access at any MasterCard ATMX 
Purchase Assurance and Extended Warranty CoverageX 
Travel Assistance Services and Travel Accident InsuranceX 

Rewards Without a Credit Card?


How to Earn

In order to earn TJX Rewards points, an individual must be a cardmember of one of the following credit cards:

  • The TJX Rewards Platinum MasterCard
  • The TJX Rewards Credit Card

Earning Rewards:

  • Cardmembers will earn five 5 points for each dollar $1 of Net Purchases made with the Account at T.J.Maxx, Marshalls, and HomeGoods stores in the United States and Puerto Rico
  • TJX Rewards Platinum MasterCard cardholders will earn 1 point for every dollar $1 in Net Purchases charged to their TJX Rewards Platinum MasterCard at any other participating merchant or service where TJX Rewards Platinum MasterCard is accepted
  • Net Purchases charged to a TJX Rewards Platinum MasterCard at stores owned by The TJX Companies, Inc. (including related entities, collectively,“TJX”) located outside the United States or Puerto Rico will earn  1 point for every dollar $1
    • Points will appear on the monthly statement
  • Purchases using an account must be returned for credit using the same account, and are subject to the merchant's return policies
  • “Net Purchases” means purchases of goods and services made by cardmember or any authorized user on their Account minus any returns or refunds
  • Point accrual will begin upon the enrollment date in the program
    • No retroactive points will be awarded
  • Members do not earn points on balance transfers, interest, cash advances, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of their account
  • Points will be deducted for any returns or credits made on the account


Earning Restrictions:

  • Points earned are not transferable, have no cash value and may not be used as payment on an Account or for any obligations to TJX or to GE Money Bank

How to Redeem

Certificate Process:

  • Points will accumulate and a $10 Rewards Certificate will be issued for every 1,000 points earned
  • Certificates may be issued in either $10 or $20 denominations
  • Any points in a billing cycle which total less than 1,000 will be applied toward a Rewards Certificate in a future billing cycle
  • Within one to two billing cycles after an individual's net points balance equals or exceeds 1,000, they will be issued a Rewards Certificate which will be sent in their billing statement
  • If receiving billing statements electronically, cardmembers will also be sent a paper statement which will include their Rewards Certificate
  • Rewards Certificates expire two (2) years after the issue date, as permitted by law

Minimum to Redeem

1,000 Points

Bonus Offers Info

  • From time to time there may be promotional offers for the Program, which provide the opportunity to earn additional points as defined by the terms of the promotion.

Enrollment Bonus?


Enrollment Bonus Info

  • 10% off first purchase with a TJX Rewards card

Elite Status?


Free Shipping?


Points never Expire?


Expiration of Points Info

Points earned in this Program will not expire for the life of the program 

Unlimited Rewards Earning?


Max Earning Cap Info

  • There is no maximum number of points that TJX Rewards members can accumulate in the program

Age Requirement to Join


Sponsoring Companies

Sponsoring Rewards Cards

Current Promotions

Currently No Promotions

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.