Rewards Program Page

Old Navy Rewards Program

Rewards Program Information

Program Benefits

In order to participate in the Old Navy credit card program, members must apply and be approved for an Old Navy Credit Card

  • Receive a $5 rewards card for every $100 spent at any Old Navy stores or sites
  • Advance notice of new trends and sale events
  • Exclusive offers and promotions
  • Special birthday savings
  • Deals every Tuesday
    • 10% off at Gap, Old Navy and Piperlime
  • Access to cardholder's account online 24/7
  • Earn 1 reward point for every $1 spent everywhere Visa credit cards are accepted
    • Gas Stations

    • Restaurants

    • Grocery Stores

    • Pharmacies

  • Cardholders also earn 5 points per $1 spent at Old Navy, Gap, Banana Republic, Piperlime and Athleta
  • Receive a $5 reward card for every 500 points earned
  • No points limit

Shop in stores or online at:

  • Old Navy
  • GAP
  • GapBody
  • BabyGap
  • GapKids
  • GapMaternity
  • GapOutlet
  • Banana Republic
  • Banana Republic Factory Store
  • Piperlime (
  • Athleta (
  • via phone or mail

Rewards Without a Credit Card?


How to Earn

In order to participate in the Old Navy credit card program, members must apply and be approved for an Old Navy Credit Card

  • Earn 5 points per $1 spent at GAP, Banana Republic, Old Navy, Piperlime and Athleta
  • Earn 1 point per $1 spent everywhere else Visa Cards are accepted
  • $5 Reward card for every 500 points earned

How to Redeem

  • Each time cardholders earn 1,000 rewards points on their Account, they will receive a $10 Reward Card for that Account
  • Reward Cards will be issued by the same brand as the Account
  • For example: 
    •  For every 500 Points you earn on your Old Navy Account, you will receive a Reward Card value of $5 for that Account. Old Navy Reward Cards will be issued in increments of $5, with a minimum value of $5 and a maximum value of $50
    • Old Navy Accounts will receive a $10 Old Navy Reward Card for every 1,000 rewards points earned; Banana Republic Accounts will receive a $10 Banana Republic reward card for every 1,000 Rewards points earned; and Gap Accounts will receive a $10 Gap reward card for every 1,000 Rewards points earned
    • Multiple reward cards may be issued for an account if the cardholder earns over 1,000 Rewards points; however, no more than $120 in reward cards will be issued in any billing period
      • (a billing period is the number of days between issuance of the monthly credit card statement).
    • Any Rewards points less than 1,000 or worth more than $120 in a billing period that remain in an account's rewards program balance after issuing all available reward cards for that billing period will be applied toward a reward card in a future billing period
  • Rewards Redemption:
    • Cardholders can redeem a Reward Card at a Store Location within the valid dates shown on the Reward Card by either: 
      • (i) presenting and surrendering the Reward Card in store or:
      • (ii) providing the Reward Card code online, via phone or mail. Reward Cards may only be redeemed at Store Locations towards purchases charged to cardholders' Account. They can redeem up to 3 Reward Cards on a single item purchase. Reward Cards can be combined with any one promotional offer, and they can be used to purchase items on sale at any Store Location. When redeeming a Reward Card, the value of the purchase must be greater than the value of the Reward Card(s). Reward Cards cannot be credited to an account, redeemed for cash or cash equivalent, applied to past purchases, or used for purchasing gift cards. If cardholders return merchandise purchased with Reward Card(s), the dollar value of the Reward Card(s) allocated to item(s) returned will be converted to Reward Points and credited to their Account within the next two (2) billing cycles. If cardholders didn't use their Account, or if their Account is closed, the dollar value of the Reward Card(s) allocated to the item(s) returned shall not be refunded or credited. Returns are subject to Store Location Return/Exchange policies. Additional restrictions may also apply as stated on your Reward Card. Employees of The Gap, Inc. cannot combine Rewards Cards with their employee merchandise discount.

Minimum to Redeem

  • Once cardholders earn 500 points, they will receive a $5 reward card

Bonus Offers Info

  • Cardholders can sign up for email specials and voice messages on the website.
  • Old Navy cardholders receive advance notice of new trends and event sales as well as exclusive offers and promotions.

Enrollment Bonus?


Enrollment Bonus Info

  • Get 10% off upon approval for an Old Navy Card or Old Navy Visa Card
  • Earn up to 2,000 bonus rewards points for signing up for email and voice message updates

Elite Status?


Free Shipping?


Points never Expire?


Expiration of Points Info

  • Rewards points earned on an account that have not been used toward the issuance of a Reward Card will expire 24 months from the date earned

Unlimited Rewards Earning?


Age Requirement to Join

18 years of age

Sponsoring Companies

Sponsoring Rewards Cards

Current Promotions

Currently No Promotions

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.