Rewards Program Page

Fidelity Rewards Program (WorldPoints)

Rewards Program Information

Program Benefits

Fidelity Investment Rewards American Express Card

 

  • Earn 2% on purchases deposited directly into cardmember's eligible Fidelity account
  • Connect it to a Fidelity Cash Management Account or brokerage account
  • Earn rewards by using the card for regular expenses, like gas and groceries

 

Fidelity Retirement Rewards American Express Card

 

  • Earn 2% on purchases with the option to contribute to a Fidelity IRA as a current year contribution and the money will have the potential to grow tax-defferred toward cardmembers retirement savings goal

 

Fidelity Investment 529 College Rewards American Express Card

 

  • Earn 2% on purchases to invest in one or more Fidelity 529 accounts, and the money will have the potential to grow tax-deferred toward cardmembers' college savings goal
  • Family members can link cards to their Fidelity-managed 529 accounts - great for grandparents

Card Benefits for All Cards

  • 24-hour customer service
  • No annual fee
  • No limit on rewards
  • Retail purchase protection for merchandise
  • Zero liability fraud protection and identity theft recovery service
  • Travel and emergency assistance including car rental loss and damage insurance

How to Earn

Fidelity Investment Rewards American Express Card

  • Earn 2% on purchases deposited directly into cardmember's eligible Fidelity account. Connect it to a Fidelity Cash Management Account or brokerage account. Earn rewards by using the card for regular expenses, like gas and groceries

Fidelity Retirement Rewards American Express Card

  • Earn 2% on purchases with the option to contribute to a Fidelity IRA as a current year contribution and the money will have the potential to grow tax-defferred toward cardmembers retirement savings goal

Fidelity Investment 529 College Rewards American Express Card

  • Earn 2% on purchases to invest in one or more Fidelity 529 accounts, and the money will have the potential to grow tax-deferred toward cardmembers' college savings goal. Family members can link cards to their Fidelity-managed 529 accounts - great for grandparents

Net retail purchases are defined as purchases less credits, returns, and adjustments

 

Transactions that do not earn rewards points include:

  • Balance transfers
  • Cash advances (including purchases of money orders or other cash equivalents)
  • Fees or interest charges
  • Unauthorized/fraudulent transactions

How to Redeem

  • Cardmembers can choose to redeem points for items from the WorldPoints catalog, options begin at 2,500 points
  • Customers must earn a minimum of 5,000 points to have them redeemed into a Fidelity account
  • Cardmemebrs can choose to have points automatically redeemed for cash into an eligible Fidelity account, or choose to accrue points and redeem them on demand at any time
  • After 5000, points can be converted at a rate of 1% (1 point = $0.01) into the eligible Fidelity account designated
  • Deposits will be sent via the Automated Clearing House ("ACH") Network into their designated Fidelity account(s)

Redeem for other rewards such as

  • Travel with no blackout dates
  • Gift Certificates
  • Brand Name Merchandise
  • Points redeemed as a cash contribution into a Fidelity account will be deposited into the core position of the cardmembers brokerage, FidelityCash Management Account, or Fidelity IRA account
  • If cardmembers are depositing into a Fidelity-managed 529 account, it will be deposited at the closing day market price on the day the funds are transferred into their Fidelity account
  • They are invested according to the standing allocation instructions on the designated account

Automatic Redemption Set up

  • Customers may set up their account for automatic redemption by designating an eligible account at the time of application, or after the card account is opened by selecting the Fidelity Rewards banner at www.fiacardservices.com
  • This content will appear in a pop-up window.. At the end of each month, if cardmembers have reached the 5,000 point minimum, FIA Card Services
  • N.A. will automatically convert cardmember's points to the equivalent dollar amount and deposit that amount through the ACH network into their designated Fidelity account(s)

On Demand Redemptions

  • If cardmemberss do not want their points automatically deposited into their Fidelity account, they can choose to accrue points continuously and redeem them any time they choose once they have reached the 5,000 point minimum
  • To do this, follow the instructions below
    • Go to www.fiacardservices.com
    • Log in, or create a log in if it is the first time
    • Select the Fidelity Rewards link or banner
    • Enter the Fidelity account number and select the amount of points members would like to redeem
    • Funds are deposited via electronic funds transfer within 15 days
    • For Fidelity–managed, Advisor-Sold 529 plans, funds will be received at the end of each month

Eligible Accounts for Deposit

  • All Fidelity non-retirement, Fidelity IRA and Fidelity-managed 529 Plan accounts that accept Automated Clearing House ("ACH") deposits are eligible for a rewards deposit

Fidelity will send monthly credit card statements to cardmembers that show how many points cardmembers earned for each billing period

 

 

 

Min Points Needed to Redeem

2,500 points for WorldPoints catalog, 5,000 points to redeem into a Fidelity account

Points Needed for Flight

15,000

No Blackout Dates?

Yes

Points Never Expire?

No

Expiration of Points Info

Points will expire after 5 years from the date they were issued

Unlimited Rewards Earning?

Yes

Max Earning Cap Info

There is no cap to the amount of points cardmembers can earn or redeem

Age Requirement to Join

18

Current Promotions

Currently No Promotions

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.