Rewards Program Page

Citi Cash Back Program / Dividend Card Reward Program

Rewards Program Information

Program Benefits

  • Cardholders earn cash back on purchases, eligible balance transfers and cash advances
  • Earn 1% cash cack on purchases
    • Enroll to earn additional cash back in popular rotating categories
  • Enjoy access to the Citi Bonus Cash Center
    • Automatically earn an average of 5% additional cash back at over 400 leading retailers

How to Earn

Use a participating credit card and earn cash back on purchases, eligible balance transfers and cash advances

  • Earn 1% cash back on purchases plus enroll to earn additional cash back in popular categories that change each quarter
  • Enjoy access to the Citi Bonus Cash Center where members can automatically earn 5% additional cash back on average at over 400 leading retailers
    • Shop by phone, online or at participating stores
  • Cash rewards will appear as Dividend Dollars on monthly statements

Cards with this reward:

How to Redeem

Dividend Dollars payable in checks of $50 increments only upon request

Min Cash Back to Redeem

$50 Dividend Dollars are payable in checks of $50 increments upon cardmember request

Cash Back Never Expires?

Yes*

Expiration of Cash Back Info

  • Dividend Dollars will not expire as long as cardmembers have qualifying purchase activity at least once every 12 months

Unlimited Rewards Earning?

No

Max Earning Cap Info

  • Cardmembers may accumulate a maximum of 300 Dividend Dollars in any calendar year
    • For eligible transactions appearing on the January - December billing statements
  • Dividend Dollars earned on purchases through the Citi Bonus Cash Center are not subject to the $300 calendar year maximum accumulation

Bonus Offers?

Yes

Bonus Offers Info

Shop the Citi Bonus Cash Center to earn even more cash back

Citi’s cash back customers enjoy free access to the Citi Bonus Cash Center, where they automatically earn an average of 5% additional cash back at over 400 leading retailers when shopping by phone, online or at participating stores

Time for Cash Back to Post to Account

Rebates appear on each month's billing statement

Age Requirement to Join

18

Current Promotions

Currently No Promotions

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.