Rewards Program Page

BankAmericard Cash Rewards Program

Rewards Program Information

Program Benefits

The rewards program for BankAmericard Cash Rewards Credit Cardholders

  • 1% cash back on purchases everywhere, every time
  • 2% on groceries
  • 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter
  • Earn a $100 cash back bonus after qualifying purchases
  • Get a 10% customer bonus when redeeming rewards into an eligible Bank of America checking or savings account
  • Rewards are automatic and do not expire 
    • No need to register the card or sign up to earn cash rewards
  • No annual fee
  • Cardholders can choose how to receive their cash
    • Use it to help pay down an eligible mortgage
    • Have it deposited into any checking or savings account
    • Receive a statement credit
    • Have a check sent directly
    • Make a charitable donation

How to Earn

  • Earn 1% cash rewards of all new net purchases charged to the card each billing cycle 
  • Earn 2% cash rewards for net purchases at eligible grocery merchants
  • Earn 3% cash rewards for net purchases at eligible gas merchants
    • 2% and 3% earning rates are for the first $1,500 of combined net purchases made during each calendar quarter in the Bonus Categories
  • The calendar quarters are
    • January through March
    • April through June
    • July through September
    • October through December of each year

How to Redeem

Cash rewards may be requested on demand or by registering for the automatic reward redemption method of choice

  • To obtain cash rewards or register for automatic reward redemption go to or call the number on the back of the card

Min Cash Back to Redeem


Cash Back Never Expires?


Expiration of Cash Back Info

Cash rewards checks expire 90 days after date issued

Unlimited Rewards Earning?


Max Earning Cap Info

There is no limit to the amount of cash back members can earn

  • Quarterly maximum applies to bonus rewards on grocery and gas purchases
  • Cardholders continue to earn 1% cash rewards for net purchases in excess of $1,500 in the Bonus Categories

Bonus Offers?


Bonus Offers Info

Members can get a 10% customer bonus when redeeming rewards into an eligible Bank of America checking or savings account

Age Requirement to Join


Sponsoring Companies

Sponsoring Rewards Cards

Current Promotions

Currently No Promotions

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.