Rewards Card Page

Wells Fargo Rewards Card

Rewards Card Information

Card Benefits

Wells Fargo Rewards Cardholders:

  • Earn triple rewards points for every $1 spent in gas, grocery and drugstore net purchases (purchases minus returns/credits) for the first 6 months and 1 rewards point for each $1 spent on all other net purchases
  • Redemption options including cash rewards, gift cards, brand-name merchandise and airfare.
  • Getting more flexibility 
    • When redeeming points for airfare, cardholders can travel anywhere, anytime.
    • Fewer air restrictions with no advance booking, no minimum stays, no required Saturday night stays and no limits on the number of points members can use. 
    • Enhanced travel options that allow cardholders to redeem points online for hotels, car rentals and activities 
    • The option to redeem points for travel or pay for travel with rewards points, a Wells Fargo Credit or Debit Card, or a combination of both.
  • Earning bonus points:
    • Earn up to 16 bonus points per dollar spent in net purchases when shopping at over 1,000 merchants at the new Earn More Mall site. Plus, cardholders can purchase gift cards with free shipping and gift messaging.

 Card Management Services

  • Free online account access. View charges, transfer funds, make balance transfers, and more
  • Easily track expenses. My Spending Report and Budget Watch are built-in tools that help cardholders see where their money is going and easily set up a budget.
  • Choose the monthly payment due date and sign up for automatic or online payments
  • Cardholders can stay on top of their account activity with free email alerts when they approach their credit limit, a payment is due, and more

Protection Services

  • Zero Liability for promptly-reported unauthorized use, and features like Wells Fargo's automatic Fraud Monitoring and Early Warning Services to help prevent fraud before it happens
  • Optional Overdraft Protection
  • Get fast credit card transaction alerts on their mobile device receiving Wells Fargo Rapid Alerts



1st Year Free?

Yes

Annual Fee ($)

Free

Qualifying Transaction(s) Bonus?

Y*

Qualifying Transaction(s) Bonus Info

Earn triple rewards points for every $1 spent in gas, grocery and drugstore net purchases (purchases minus returns/credits) for the first 6 months.  Triple rewards points (1 base point plus 2 bonus points) are earned for every $1 spent in net purchases (purchases minus returns/credits) made on the Credit Card account, rounded to the nearest whole dollar, during the first 6 billing periods from the date the account is opened.

Foreign Transaction(s) Fee (%) in USD

3%

Intro Purchase APR?

Yes

Intro Purchase APR Info

0% Intro Purchase APR for 6 months

Purchase APR (%)

12.15% - 25.99% (V)

Min Interest Charge ($)

$1

Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing period
  • Wells Fargo will not charge any interest on purchases if cardholders pay their entire balance by the due date

Intro Balance Transfer APR?

Yes

Intro Balance Transfer APR Info

0% Intro Balance Transfer APR for the first 6 months

Max Late Payment Fee ($)

$35

Max Returned Payment Fee ($)

$35

# Points Earned Per $ Spent

One rewards point will be earned per dollar spent on net purchases.

Balance Transfer APR (%)

12.15% - 25.99% (V)

Balance Transfer Fee (%)

3%

Balance Transfer Fee ($)

$5

Cash Advance APR (%)

23.99% - 25.99% (V)

Cash Advance Fee (%)

5%

Cash Advance Fee ($)

$10 - $20

Cash Advance ATM Fee (%)

5% of the amount of each advance, whichever is greater, for each SUPERCHECKSTM advance, ATM advance or advance through the Wells Fargo Online

Cash Advance ATM Fee ($)

$10

Cash Equivalent Advance Fee (%)

5%

Cash Equivalent Advance Fee ($)

$10

Convenience Check Cash Advance (%)

5%

Convenience Check Cash Advance ($)

$10

Overdraft Protection Cash Advance Fee

$12.50 if the total of overdraft protection advances for the day is $50 or less; $20 if the total of overdraft protection advances for the day is greater than $50.

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.