Rewards Card Page

Wells Fargo Cash Back College Card

Rewards Card Information

Card Benefits

Wells Fargo Cash Back College Visa Cardholders:

  • Earn a full 1% cash back on all their net credit card purchases (purchases minus returns/credits)
  • Earn unlimited cash rewards with no complicated calculations, no minimum purchase requirements and no expiration dates
  • Cardholders can easily track their cash rewards on their monthly statement or sign on to and view their Credit Card Account Activity page
  • Cardholders can redeem their cash rewards their way
    •  Cardholders can automatically deposit them into their savings or checking account or apply them as a principal payment to their personal loan
    • They can get them as a statement credit or check
    • Call 1-800-642-4720 to setup an redemption account or redeem their points in $25 increments
  • Cardholders can shop online, buy their books, pay their bills, and be prepared for emergencies
  • This card offers low introductory rates and no annual fee
  • This card also offers a full 1% cash back on net credit card purchases

Cardholders can better manage their speding:

  • Free online account access. View charges, transfer funds and more
  • Cardholders can easily track their expenses
    • "My Spending Report" and "Budget Watch" is a built-in tool that automatically tracks and categorizes card member's spending across their Wells Fargo accounts all in one place
  • Cardholders can hoose their monthly payment due date and also sign up for automatic or online payments
  • Cardholders can stay on top of their account activity with free email alerts when they approach their credit limit, a payment is due, and more

Make purchases with confidence:

  • No need to worry about protection with Zero Liability for promptly-reported unauthorized use, and features like Wells Fargo's automatic Fraud Monitoring and Early Warning Services to help prevent fraud before it happens
  • Cardholders can protect their Wells Fargo checking account against unexpected overdrafts with Optional Overdraft Protection
  • Cardholders get fast credit card transaction alerts on their mobile device when they set up Wells Fargo Rapid Alerts

More Built-in Benefits:

  • Automatic car rental insurance
  • 24-hour customer service

Credit Education:

  • Cardholders can take a Wells Fargo online course in Student Credit Education
  • Cardmembers receive a "Tip of the Month" in their monthly statement and a quarterly credit education newsletter
  • Cardmembers can visit Credit Tips to learn about money management, credit cards and credit in general

Annual Fee ($)


Qualifying Transaction(s) Bonus?


Qualifying Transaction(s) Bonus Info

Cardmembers earn 3% cash rewards (1% base plus 2% bonus) for every $1 spent in net purchases made on their credit card account during the first 6 billing periods from the date the account is opened at retailers whose merchant code for Visa is classified in one of the following categories:

  • grocery stores
  • drugstores
  • gas stations

NOTE: These additional cash rewards earned during the first 6 billing periods at the select merchants will appear on the Cardholder’s account statement 1-2 billing periods from the date earned.

1% cash rewards will be earned per dollar spent on all other net purchases.

Certain purchases/transactions do not earn cash rewards.

Please see the Wells FargoCash Back College program for Credit Card Summary of Program Rules and Conditions for details.

Cash rewards can be redeemed in $25.00 increments.

Foreign Transaction(s) Fee (%) in USD


Intro Purchase APR?


Intro Purchase APR Info

5.90% - 13.90% (V) Intro Purchase APR for 6 months, based on applicant creditworthiness

Purchase APR (%)

12.15% - 21.99% (V)

Min Interest Charge ($)


Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing period
  • Cardholders will not be charged any interest on purchases if they pay their entire balance by the due date

Intro Balance Transfer APR?


Intro Balance Transfer APR Info

5.90% - 13.90% (V) Intro Balance Transfer APR for the first 6 months

Max Late Payment Fee ($)


Max Returned Payment Fee ($)


% Cash Back Earned Per $ Spent

Cardholders will earn a 1% cash reward for every one dollar ($1.00) in net purchases (purchases minus returns/credits) made on their Credit Card Account, rounded to the nearest cent ($0.01).

Balance Transfer APR (%)

5.90% - 13.90% (V)

Balance Transfer Fee (%)


Balance Transfer Fee ($)


Cash Advance APR (%)

23.99% (V)

Cash Advance Fee (%)


Cash Advance Fee ($)


Cash Advance ATM Fee (%)


Cash Advance ATM Fee ($)


Overdraft Advance Fee ($)

23.99% (V)

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.