Rewards Card Page

US Bank FlexPerks Cash Rewards Visa Credit Card

Rewards Card Information

Overlimit Fee

$35

Purchase APR (Low)

.1399

Purchase APR (High)

.2399

Balance Transfer APR

0 introductory APR for the first 6 billing cycles for balances transferred within 30 days of this application.

Balance Transfer APR (Low)

.1399

Balance Transfer APR (High)

.2399

Cash Advance APR

.2399

Avoid Paying Interest

  • The due date is 24 - 30 days after the close of each billing cycle
  • Visa will not charge interest on purchases if cardholders pay their entire balance by the due date each month

Minimum Interest Charge

$2.00

Annual Membership Fee

$0

Balance Transfer Fee ($)

$5

Balance Transfer Fee (%)

.04

Cash Advance Fee ($)

$10

Cash Advance Fee (%)

.04

Convenience Check Cash Advance Fee ($)

$10

Convenience Check Cash Advance (%)

.04

Cash Equivalent Advance Fee ($)

$20

Cash Equivalent Advance (%)

.04

Cash Advance ATM Fee ($)

$10

Cash Advance ATM Fee (%)

.04

Foreign Transaction Fee

2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction

Late Payment Fee

$35

Returned Payment Fee

$35

RBP Overview

US Bank FlexPerks Cash Rewards Visa Credit Cardmembers enjoy:

  • 3% cash back on all gas purchases for the first 90 days
  • 1% cash back on all purchases – no limit
  • 0% Intro APR for the first six months on balance transfers
    • plus get a great variable rate even after the first six months
  • No annual fee

Rewards
Simple plan makes earning cash back a breeze:

  • Earn cash back - a full 1%
    • on all purchases made with the U.S. Bank FlexPerks Cash Rewards Visa Credit Card
  • Redeem as soon as rewards reach $20
  • Redeem earned cash rewards in $5 increments online (with a minimum redemption of $20) in the Rewards Center
    • or over the phone at 800-285-8585
  • Rewards are calculated monthly and a rolling total appears on monthly card statements
  • Cardmembers can choose to redeem their cash rewards as:
    • a deposit into their U.S. Bank deposit account
      • (checking, savings or money market)
    • a U.S. Bank Rewards Card or
    • a statement credit

How to Redeem Rewards:

  • Log in to Internet Banking
    • Select "REWARDS CENTER" in the left menu
    • Select card name
    • Select "Redeem Rewards"
  • Call the Rewards Center at 888-229-8864
  • Visit a U.S. Bank branch

The FlexPerks Visa Cash Reward Credit Card offers many valuable standard benefits:

  • Extended Warranty Coverage - Double the manufacturer's (up to one year)
  • Free U.S. Bank Internet Banking – View and download card account transaction history, check balances and view statements online, anytime
  • Internet Bill Pay – Earn rewards even faster when paying bills online with the card
  • U.S. Bank Zero Liability – Credit card transactions are protected by the U.S. Bank Zero Liability Policy
  • Fraud Protection– If the U.S. Bank FlexPerks Cash Rewards Visa Credit Card is lost or stolen, cardmembers are not responsible for unauthorized charges
    • Replacement cards are sent within 48 hours
  • U.S.Bank Shopping Mall - Now making it easier for cardmembers to earn cash back
    • Just by owning a U.S. Bank FlexPerks Cash Rewards Visa Credit Card, cardmembers have the opportunity to save at hundreds of merchants every day
      • The Visa Partner Advantage offers cardmembers special savings and discounts at great online merchants they know and trust

Sign Up Link

2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.