Rewards Card Page

Starwood Preferred Guest Credit Card From American Express

Rewards Card Information

Card Benefits

 Starwood Preferred Guest Credit Cardholders:

  • Earn 2 Starpoints per $1 spent on the card in addition to the 2 Starpoints cardholders can get as an SPG member
  • Earn 1 more Starpoint with SPG Gold or Platinum status
  • Get 1 Starpoint for every eligible dollar spent everywhere else
  • Be automatically enrolled into the Starwood Preferred Guest program
  • Redeem Starpoints for free nights and free flights on over 350 airlines with no blackout date
  • Redeem Starpoints for free nights without blackout dates at over 1,000 hotels & resorts in nearly 100 countries, including:
    • St. Regis, The Luxury Collection, W Hotels, Le Meridien, Westin, Sheraton, AloftSM, ElementSM, and Four Points by Sheraton
  • Start redeeming with as few as 1,500 Starpoints for free nights with a combination of Cash & Points
  • Use Starpoints for free nights any day of the year, even holidays
  • Use Starpoints to book flights
  • Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis
  • Earn up to 5 Starpoints for every eligible dollar spent at SPG Hotels & Resorts

Card Travel Benefits:

  • Access to travel experts anywhere cardholders go:
    • American Express Travel operates one of the world's largest and most established travel agency networks in over 140 countries worldwide
  • Easy access to local currency:
    • Be prepared by having foreign currency and American Express Travelers Cheques delivered directly to cardholders' doors within five to seven business days
  • Car rental collison Insurance:
    • Cardholders simply use an eligible card to reserve and pay for an auto rental, and decline the collision damage waiver at the rental car counter
    • Cardmembers can be covered if the car is damaged or stolen
  • Global Assist Hotline:
    • Receive 24/7 medical, legal, financial, or other emergency assistance while traveling more than 100 miles from home
  • Travel Accident Insurance
    • Cardholders can protect themselves and family members when traveling, with up to $100,000 in Travel Accident Insurance
  • Express Cash Feature:
    • Gives cardholders instant access to cash, up to the appropriate cash advance limit, at over 500,000 ATM's worldwide
      • Memeber's card may have been automatically enrolled in this feature - if so, the Personal Identification Number (PIN) has been mailed separately
    • For inquiries about this feature, cardholders may call 1-800-CASH-NOW, or the number on the back of their Card

Card Entertainment Benefits:

  • Exclusive savings on tickets:
    • Be the first to know about the hottest events at American Express Entertainment
    • Enjoy exclusive access and benefits in select markets with Ticketmaster through the American Express Ticket Savings Center
    • Save money and earn Starpoints when using promo code AMEX
  • American Express Presents Broadway:
    • Get tickets to some of the biggest hits on the Great White Way at American Express Presents Broadway Live on Yahoo!
    • Enjoy exclusive savings on theater tickets and check out the buzz on the latest shows

Card Shopping Benefits:

  • If cardholders notice a charge they don’t recognize on their statement American Express will investigate
    • While the charge is in dispute, cardholders won’t be responsible for paying the charge
  • Extended Warranty can extend the length of the original manufacturer’s warranty, up to one year on their eligible purchases that have U.S. warranties of 5 years or less
  • If cardholders change their mind and the merchant won’t take an item back, American Express can refund the purchase price
  • The card membership can help repair, replace, or reimburse memebers for up to the amount charged on the card if something breaks
  • Fraud happens and cardholders won’t be held responsible for the charges

 

Redeem 25,000 Starpoints for:Options Include
1 NightCategory 6 Hotel: Sheraton Maldives Full Moon Resort & Spa
2 NightsCategory 4 or 5 Hotel: W Fort Laderdale
3 NightsCategory 3 Hotel: Sheraton Atlantic City Convention Center Hotel
$250 value and moreSelect Gift Cards: Amazon, Starbucks, Nordstrom, and more

 

 

 

 

 

 

 

1st Year Free?

Yes

Annual Fee ($)

$65

Anniversary Bonus?

Yes

Anniversary Bonus Info

Receive credit for 5 nights and 2 stays annually toward the next level of SPG Elite Status:

  • Upon opening the card account and, by February 15th of each subsequent calendar year it is open, members will receive from Starwood credit for 2 stays towards Starwood Preferred Guest elite status and credit for 5 nights toward Starwood Preferred Guest Elite status
  • This benefit is limited to one annual 2 stay credit and one annual 5 night Elite status credit per Starwood Preferred Guest Credit Card account

Qualifying Transaction(s) Bonus?

Yes

Qualifying Transaction(s) Bonus Info

  • Receive 10,000 Starpoints after first purchase
  • Earn another 15,000 Starpoints upon spending $5,000 in 6 months

Bonus Enough For Free Night?

Y*

Elite Status Assist?

Yes

Elite Status Assist Info

Receive credit for 5 nights and 2 stays toward SPG elite status each year

  • That's just 20 nights away for SPG Gold status and 45 nights away for SPG Platinum status in a calendar year

Enjoy exclusive elite privileges:

  • More Starpoints for every eligible dollar spent at SPG hotels & resorts with SPG Gold or Platinum status
  • Upgrades to enhanced rooms at check-in, when available
  • 4 p.m. late checkout, when available

Foreign Transaction(s) Fee (%) in USD

2.7%

Intro Purchase APR?

No

Purchase APR (%)

15.24%, 17.24% or 19.24% (V)

Min Interest Charge ($)

None

Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing period
  • Amex will not charge interest on purchases if entire balance is paid by the due date each month
  • AMEX will begin charging interest on cash advances on the transaction date

Intro Balance Transfer APR?

No

Balance Transfer APR (%)

15.24%, 17.24% or 19.24% (V)

Max Late Payment Fee ($)

$35

Max Overlimit Fee ($)

$0

Max Returned Payment Fee ($)

$38

Penalty APR (%)

27.24% (V)

When Penalty APR Applies?

Penalty APR will apply to cardholders if they:

  • Make 2 late payments in 12 months
  • Go over the credit limit 3 times in a 12-month period; or 
  • Make a payment that is returned

How Long Penalty APR Applies?

  • If a Penalty APR is applied, it will apply, for a minimum of 12 consecutive billing periods, and will continue to apply until after the cardholder has made timely payments, with no returned payments, and without going over their credit limit for 12 consecutive billing periods

Balance Transfer Fee (%)

3%

Balance Transfer Fee ($)

$5

Cash Advance APR (%)

25.24% (V)

Cash Advance Fee (%)

3%

Cash Advance Fee ($)

$5

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.