Kohl's Charge Cardholders Enjoy:

• Save 10% on the next order when applying for a Kohl's Charge!
• Extra discounts on everything 12 times a year! 
  • Cardholders save an extra 15% - 30% on all regular, sale and clearance merchandise.
• Itemized, easy-to-read statements that can be paid online, through My Kohl's Charge at Kohls.com.
• No annual fee.

 MVC Exclusive Benefits

Become a Kohl's Most Valued Customer by spending at least $600 on the Kohl's Charge Card every year (from February-January) to receive exclusive MVC benefits:

• MVCs benefit from the 12 value-added credit events enjoyed by all Kohl's Charge customers, PLUS:
• 6 additional Pick-A-Day offers.
• The Pick-A-Day offers give MVCs a 2-3 week time period during which they may choose their own sale day to take an additional % off their purchases.
• Customers can receive additional discounts in specific departments.
• The MVC Now quarterly newsletter, which is full of useful information and fashion tips.

Save 10% on next in-store or online purchase after opening a Kohl's Charge card

• The due date will be a minimum of 25 days following the close of each billing cycle
• Periodic interest will not be charged on any portion of new purchases, so long as the current statement shows that payment was received in full for the previous statement by the time the Minimum Payment was due

APR will be applicable to the account if cardholder:

• Fails to make any Minimum Payment by the date and time due (late payment); or
• Make a payment that is returned unpaid

 If APRs are increased for a payment that is more than 60 days late, the Penalty APR will apply indefinitely