Rewards Card Page

Kohl's Charge Card

Rewards Card Information

Card Benefits

Kohl's Charge Cardholders Enjoy:

  • Save 10% on the next order when applying for a Kohl's Charge!
  • Extra discounts on everything 12 times a year! 
    • Cardholders save an extra 15% - 30% on all regular, sale and clearance merchandise.
  • Itemized, easy-to-read statements that can be paid online, through My Kohl's Charge at
  • No annual fee.

 MVC Exclusive Benefits

Become a Kohl's Most Valued Customer by spending at least $600 on the Kohl's Charge Card every year (from February-January) to receive exclusive MVC benefits:

  • MVCs benefit from the 12 value-added credit events enjoyed by all Kohl's Charge customers, PLUS:
  • 6 additional Pick-A-Day offers.
  • The Pick-A-Day offers give MVCs a 2-3 week time period during which they may choose their own sale day to take an additional % off their purchases.
  • Customers can receive additional discounts in specific departments.
  • The MVC Now quarterly newsletter, which is full of useful information and fashion tips.

Annual Fee ($)


Qualifying Transaction(s) Bonus?


Qualifying Transaction(s) Bonus Info

Save 10% on next in-store or online purchase after opening a Kohl's Charge card

Purchase APR (%)

21.90% (V)

Purchase APR Info

This APR will vary with the market based on the Prime Rate

Min Interest Charge ($)


Avoid Paying Interest

  • The due date will be a minimum of 25 days following the close of each billing cycle
  • Periodic interest will not be charged on any portion of new purchases, so long as the current statement shows that payment was received in full for the previous statement by the time the Minimum Payment was due

Max Late Payment Fee ($)


Max Returned Payment Fee ($)


Max Return Check Fee ($)


Penalty APR (%)

24.9% (V)

When Penalty APR Applies

APR will be applicable to the account if cardholder:

  • Fails to make any Minimum Payment by the date and time due (late payment); or
  • Make a payment that is returned unpaid

How Long Penalty APR Applies

 If APRs are increased for a payment that is more than 60 days late, the Penalty APR will apply indefinitely

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.