Rewards Card Page

J. Crew Credit Card

Rewards Card Information

Card Benefits

J. Crew Credit Cardholders:

  • Get 10% off your first purchase*  
  • $25 Rewards Card for every $500 you spend** 
  • Complimentary standard alterations***
  • Access to our Cardmember-only priority line, a private number set up to ensure you always receive our very best–and spend no time on hold


*Subject to credit approval. This offer is good on your first purchase made in store, online or by phone (800 562 0258) when you open and use a J.Crew Credit Card. This offer may not be combined with any other promotion and does not apply to previous purchases, towards payment on an account, alterations or the purchase of gift cards.

**This offer does not apply to third-party branded merchandise and cannot be used at the J.Crew Collection & Bridal Boutique. Gift cards can only be purchased with a J.Crew Credit Card account upon presentation of the J.Crew Credit Card. This rewards program is provided by J.Crew, and its terms may change at any time. 

***Only applicable to purchases made in retail stores using your J.Crew Credit Card.  Does not apply to Factory merchandise

Annual Fee ($)


Qualifying Transaction(s) Bonus?


Foreign Transaction(s) Fee in (%) USD


Purchase APR (%)

24.99% (V)

Min Interest Charge ($)


Avoid Paying Interest

  • The due date is 25 days after the close of each billing cycle
  • Interest will not be charged on purchases if paid in full by the due date each month

Max Late Payment Fee ($)


Max Returned Payment Fee ($)


Max Overlimit Fee ($)


Card FAQ's

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*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.