Rewards Card Page

Gap Inc. Credit Card / Gap Silver Card

Rewards Card Information

Card Benefits

Gap Credit Card/Gap Silver Cardholders:

  • Earn a $5 reward when spending at GAP stores using the GAPCard or GAP Visa Card
    • Earning 5 points per $1 spent at GAP, Banana Republic, Old Navy, Piperlime and Athleta
  • Earn 1 point per $1 spent everywhere else Visa cards are accepted
  • $10 rewards card for every 1,000 points earned

Enjoy benefits and savings:

  • Advance notice of new trends and sale events
  • Special Birthday savings
    • Available to cardmembers who have made at least one purchase at Gap with their GapCard, Gap Visa Card, Gap Silver Card or Gap Silver Visa Card within last twelve months and whose account is in good standing at the time the offer is issued
  • Online Account Access 24/7
  • Exclusive offers and promotions
  • Receive deals every Tuesday 10% off at Gap, Old Navy and Piperlime

Upgrade to Silver:

Upgrade automatically when cardmembers spend $800 on their GapCard or Gap Visa Card in a calendar year at Gap, Banana Republic, Old Navy, Piperlime, and Athleta

  • Continue to enjoy GapCard Rewards and Benefits along with these premier Silver Benefits:
    • FREE shipping on all online purchases
    • 15% off Choose Your Own Sale Day offer
    • FREE basic alterations on all Banana Republic purchases
    • Exclusive toll-free Silver priority line
    • Silver-only offers and shopping events like Triple Points Days

Annual Fee ($)


Qualifying Transaction(s) Bonus?


Qualifying Transaction(s) Info

  • Receive 15% off first purchase with the card
  • Receive 2,000 bonus points when signing up to receive email or voice mail updates

Foreign Transaction(s) Fee in (%) USD


Purchase APR (%)

24.99% (V)

Min Interest Charge ($)


Avoid Paying Interest

  • The due date is at least 23 days after the close of each billing cycle
  • Cardholders will not be charged interest on purchases if they pay their entire balance by the due date each month

Max Late Payment Fee ($)


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Sponsoring Rewards Programs

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.