Rewards Card Page

Fidelity Retirement Rewards American Express Card

Rewards Card Information

Card Benefits

Fidelity Retirement Rewards American Express Cardholders:

Get more:

  • With no annual fee, use the card for everyday purchases and earn rewards that can be turned into a deposit to cardmember's Fidelity IRA

Earn More:

  • There's no limit to the rewards cardmembers can earn
  • Earn 2 points for every dollar in net retail purchases charged to the card

Invest More:

  • For every $2,500 in purchases made, cardmembers earn 5,000 points
    • Can be automatically redeemed for a $50 current year contribution to cardmember's Fidelity IRA account
    • Also enjoy the flexibility to redeem points into other Fidelity accounts

Redeem More:


The WorldPoints program is flexible enough so that cardmembers can chose the reward thats right for them.

  • Redeem for airline travel on any major U.S. carrier with no blackout dates
  • Merchandise, gift certificates, cash, car rentals, and hotel stays
  • Cardholders can also choose to redeem to get access to the MyConcierge Service, which is a unique personal assistance service

1st Year Free?

Yes

Annual Fee ($)

Free

Qualifying Transaction(s) Bonus?

No

Foreign Transaction(s) Fee (%) in USD

1%

Intro Purchase APR?

No

Purchase APR (%)

13.99% (V)

Min Interest Charge ($)

$1.50

Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing cycle
  • Cardmember will not be charged interest on purchases if they pay their entire balance by the due date each month

Intro Balance Transfer APR?

Yes

Intro Balance Transfer APR Info

0% Introductory APR for the 1st 7 statement closing dates following account opening for transactions made within 60 days of account opening

Max Late Payment Fee ($)

$35

Max Overlimit Fee ($)

N/A

Max Returned Payment Fee ($)

$25

Penalty APR (%)

29.99% (V)

When Penalty APR Applies?

Penalty APR may be applied to new transactions if cardmember:

  • Makes a late payment

How Long Penalty APR Applies?

If APRs are increased, the Penalty APR will apply indefinitely

# Points Earned Per $ Spent

2

Balance Transfer APR (%)

13.99% (V)

Balance Transfer Fee (%)

4%

Balance Transfer Fee ($)

$10 or 4% of the amount of each transaction, whichever is greater

Cash Advance APR (%)

19.99% - 24.99% (V)

Cash Advance Fee (%)

4%

Cash Advance Fee ($)

$10

Cash Advance ATM Fee (%)

4%

Cash Advance ATM Fee ($)

$10

Convenience Check Cash Advance (%)

4%

Convenience Check Cash Advance ($)

$10

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

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