Rewards Card Page

Fidelity Investments 529 College Rewards American Express Card

Rewards Card Information

Card Benefits

Fidelity Investments 529 College Rewards American Express Cardholders:

Get More:

  • With no annual fee, use the card for everyday purchases and earn rewards that can be turned into a deposit to cardholder's Fidelity 529 account
  • Friends and family can also open a card account and link to primary cardholder's Fidelity 529 account to help earn more rewards

Earn More:

  • There is no limit to the rewards cardmembers can earn
  • Earn 2 points for every dollar in net retail purchases charged to the card

Invest More:

  • For every $2,500 in purchases made, cardmember earns 5,000 points, which can be automatically redeemed for a $50 deposit to a designated Fidelity 529 account each time the 5,000 point threshold is met
  • Cardmembers also enjoy the flexibility to redeem points into other Fidelity accounts

Redeem More:


The WorldPoints program is flexible enough so that cardmembers can chose the reward thats right for them.

  • Redeem for airline travel on any major U.S. carrier with no blackout dates
  • Merchandise, gift certificates, cash, car rentals, and hotel stays
  • Cardholders can also choose to redeem to get access to the MyConcierge Service, which is a unique personal assistance service

1st Year Free?

Yes

Annual Fee ($)

Free

Qualifying Transaction(s) Bonus?

No

Foreign Transaction(s) Fee (%) in USD

1%

Intro Purchase APR?

No

Purchase APR (%)

13.99% (V)

Min Interest Charge ($)

$1.50

Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing cycle
  • Cardmember will not be charged any interest on purchases if they pay their entire balance by the due date each month

Intro Balance Transfer APR?

Yes

Intro Balance Transfer APR Info

0% Introductory APR for the 1st 7 statement closing dates following account opening for transactions made within 60 days of opening the account

Max Late Payment Fee ($)

$35

Max Overlimit Fee ($)

N/A

Max Returned Payment Fee ($)

$25

Penalty APR (%)

29.99% (V)

When Penalty APR Applies?

Penalty APR may be applied to new transactions on the account if cardmember:

  • Makes a late payment

How Long Penalty APR Applies?

If APRs are increased, the Penalty APR will apply indefinitely

# Points Earned Per $ Spent

2 points for every dollar in net retail purchases charged to the card

Balance Transfer APR (%)

13.99% (V)

Balance Transfer Fee (%)

4%

Balance Transfer Fee ($)

$10 or 4% of the amount of each transaction, whichever is greater

Cash Advance APR (%)

19.99% - 24.99% (V)

Cash Advance Fee (%)

4%

Cash Advance Fee ($)

$10

Cash Advance ATM Fee (%)

4%

Cash Advance ATM Fee ($)

$10

Convenience Check Cash Advance (%)

4%

Convenience Check Cash Advance ($)

$10

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

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