Rewards Card Page

Fidelity Investment Rewards American Express Card

Rewards Card Information

Card Benefits

Fidelity Investment Rewards American Express Cardholders:

Get More:

  • With no annual fee, use the Card for every purchase and earn rewards that can be turned into a deposit to a designated eligible Fidelity account

Earn More:

  • Earn 2% back for every purchase, right into any eligible Fidelity account
    • Earn 2 points for every dollar in net retail purchases and choose to automatically sweep them as a cash deposit into a designated eligible Fidelity account
      • Or, cardholders can redeem their points for WorldPoints rewards
        • The WorldPoints program is flexible enough to choose the reward that is right for each cardmember

Invest More:

  • For every $2,500 in purchases made, $50 can be automatically deposited into an eligible Fidelity account
  • Cardmembers can also enjoy the flexibility to redeem points into other Fidelity accounts

Redeem More:


The WorldPoints program is flexible enough so that cardmembers can chose the reward thats right for them.

  • Redeem for airline travel on any major U.S. carrier with no blackout dates
  • Merchandise, gift certificates, cash, car rentals, and hotel stays
  • Cardholders can also choose to redeem to get access to the MyConcierge Service, which is a unique personal assistance service

1st Year Free?

Yes

Annual Fee ($)

Free

Qualifying Transaction(s) Bonus?

No

Foreign Transaction(s) Fee (%) in USD

1%

Intro Purchase APR?

No

Purchase APR (%)

13.99% (V)

Min Interest Charge ($)

$1.50

Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing cycle
  • Cardmember will not be charged any interest on purchases if they pay their entire balance by the due date each month

Intro Balance Transfer APR?

Yes

Intro Balance Transfer APR Info

0% Introductory APR for the 1st 7 Statement Closing Dates following the account opening of account for transactions made within 60 days of account opening

Max Late Payment Fee ($)

$35

Max Overlimit Fee ($)

N/A

Max Returned Payment Fee ($)

$25

Penalty APR (%)

29.99% (V)

When Penalty APR Applies?

Penalty APR may be applied to new transactions on the account if cardmember:

  • Makes a late payment

How Long Penalty APR Applies?

If APRs are increased, the Penalty APR will apply indefinitely

# Points Earned Per $ Spent

2

Balance Transfer APR (%)

13.99% (V)

Balance Transfer Fee (%)

4%

Balance Transfer Fee ($)

$10 or 4% of the amount of each transaction, whichever is greater

Cash Advance APR (%)

19.99% - 24.99% (V)

Cash Advance Fee (%)

4%

Cash Advance Fee ($)

$10

Cash Advance ATM Fee (%)

4%

Cash Advance ATM Fee ($)

$10

Convenience Check Cash Advance (%)

4%

Convenience Check Cash Advance ($)

$10

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

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