Rewards Card Page

Citi ThankYou Prestige Card

Rewards Card Information

Card Benefits

Citi ThankYou Prestige Cardholders:

  • Earn 1 ThankYou Point for every $1 spent on purchases
  • Earn 1.3 ThankYou Points per $1 spent (30% more) when the Prestige Card is used at:
    • supermarkets
    • gas stations
    • drugstores
    • commuter transportation
    • parking merchants
  • No foreign transaction fee
  • Receive an annual domestic companion ticket
  • Also, get a 15% discount when booking air travel through Spirit Incentives
  • Get 33% more value for ThankYou Points when redeeming for airfare through the ThankYou Travel Center
    • For example:
      • 50,000 points can be redeemed for $665 in airfare
      • which would typically require 66,500 points
      • Enjoy this benefit on any airline with no blackout dates
  • Earn an anniversary bonus on points earned from purchases every year
    • This bonus can be up to 5% after being a cardmemebrs for 4 years or more
      Membership YearAnniversary Bonus %
      0 - 11%
      1 - 22%
      2 - 33%
      3 - 4

      4%

      4 +5%
  • Earn bonus points when signing up for Paperless Statements and Account Online
  • No points cap and no expiration of points
  • Redeem ThankYou Points for gift cards, electronics, travel, home goods, books, charitable donations, or even cash
  • Earn points on miles flown when the ticket is purchased with the ThankYou Prestige Card

INCLUDED SERVICES:

  • Add an authorized user to the account and earn points faster:
    • Authorized user is entitled to an additional annual complimentary domestic ccompanion ticket
    • A $175 annual authorized user fee is charged for each user added to an account
  • Members can pay a bill in the beginning, middle or end of the month. Enjoy the flexibility of paying the full balance or just the minimum payment due each month
  • With Citi's Personal Concierge Service, members always know the best places to stay and eat, where to shop and how to get around
  • Citi Private Pass gives cardholders special access to a number of great concerts, dining options, sporting events and more
    • From VIP packages to presale tickets for concerts and events, and even unique experiences like private cooking lessons from top chefs
  • There's no need to worry about hitting a spending limit, as long as members pay in full each month the amount that exceeds the revolving credit limit
  • Shop anywhere and never lose a penny on unauthorized charges
    • With $0 Liability cardholders won't pay for any unauthorized charges made with their card
  • Accidental death or dismemberment insurance while traveling on a common carrier (plane, train, ship or bus) when the entire cost of the full common carrier fare is purchased with the Citi ThankYou Prestige Card
  • Automatically covered when reserving and renting an eligible vehicle with a Citi card and decline the car rental company's collision loss/damage waiver insurance
  • Charge the entire common carrier fare to a Citi card and get up to $3,000 in lost luggage coverage
    • This benefit covers permanently lost, stolen or damaged baggage or personal articles checked with a common carrier
  • In the event a cardholder is prevented from taking or continuing a trip they billed to their Citi card, the cardholder will be eligible to receive up to $1,500 in Trip Cancellation/Trip Interruption coverage
  • With medical and legal referrals and translation services, members are protected while on the road or abroad
    • Included in this service are Pre-Trip Travel Assistance, Medical Assistance and Legal Referral Services
  • Most items purchased with a Citi Card are eligible for protection against theft, fire or accidental breakage of up to $1,000 for up to 90 days from the date of purchase
  • If a cardholder buys something with a Citi card and then sees it advertised in print for less within 60 days, they will receive a refund for the difference up to $250 (excludes Internet purchases and certain items)
  • Extended Warranty:
    • Extends the manufacturer's original U.S. warranty (of one year or less) up to one additional year on most items purchased with a Citi Card
  • Enjoy 24/7 access to one's account online and from a mobile device:
    • Check balances, view transactions, and even make a payment using free online and mobile banking tools
    • Also, receive free accounts alerts delivered directly to a mobile device

Optional Services:

  • To protect an account against unexpected loss of income, use PaymentAid

  • Citi will credit a member's account an amount equal to the Minimum Payment Due shown on a billing statement if the cardholder's income is interrupted due to an unforeseen circumstance

  • Prevent identity theft with Citi IdentityMonitor

  • Get credit monitoring, a credit report and a current credit score

1st Year Free?

No

Annual Fee ($)

$500, $175 for each authorized user

Qualifying Transaction(s) Bonus?

No

Foreign Transaction(s) Fee (%) in USD

Free

Intro Purchase APR?

No

Purchase APR (%)

15.24% (V)

Min Interest Charge ($)

$0.50

Avoid Paying Interest

  • The due date is at least 23 days after the close of each billing cycle
  • Citi will not charge any interest on purchases if they pay their entire balance by the due date each month
  • Citi will begin charging interest on cash advances and balance transfers on the transaction date

Intro Balance Transfer APR?

No

Max Late Payment Fee ($)

$35

Max Returned Payment Fee ($)

$35

Penalty APR (%)

29.99% (V)

When Penalty APR Applies?

Penalty APR will apply to cardholders if they:

  • Make a late payment
  • Make a payment that is returned

How Long Penalty APR Applies?

  • If the APRs are increased for either of these reasons, the Penalty APR will no longer apply to existing balances on the account if cardholders make the next six consecutive minimum payments when due. However, the Penalty APR may apply to new transactions indefinitely

Balance Transfer APR (%)

N/A

Balance Transfer Fee (%)

3%

Balance Transfer Fee ($)

$5

Cash Advance APR (%)

25.24% (V)

Cash Advance Fee (%)

5%

Cash Advance Fee ($)

$10

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

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