Rewards Card Page

BankAmericard Cash Rewards Credit Card

Rewards Card Information

Card Benefits

BankAmericard Cash Rewards Credit Card

  • No annual fee
  • Earn 1% cash back on every purchase
  • 2% on groceries and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter
  • $100 cash back bonus after qualifying purchase(s)
    • within 60 days of account opening
  • Earn a 10% customer bonus for redeeming their rewards into a Bank of America checking or savings account
  • Cardholders can start redeeming for cash rewards at $25
  • Redeem cash rewards for cash in the form of:
    • a direct deposit to any checking or savings account
    • a check
    • s statement credit
    • or pay down an eligible mortgage

Additional Services

  • Travel and emergency assistance and automatic car-rental insurance
  • Purchase Replacement, which covers purchases that are stolen, damaged or lost within 90 days of purchase
  • Total Security Protection package protects against fraud and unauthorized use of cardholders card
  • Online access to Bank of America's award-winning Online Banking service
  • Cardholders can use their credit card for optional overdraft protection on checking
Credit Security

  • ShopSafe - An extra layer of protection when shopping online
  • Overdraft Protection - An optional service to help prevent declined purchases, returned checks or other overdrafts when cardholders link their Bank of America checking account to their credit card
  • Paperless Statement Option - Opt for paperless credit card statements and increase account security while reducing paper consumption.
Technology & Services
  • Tap & pay - A feature available with select credit cards that enables cardholders to purchase items at participating retailers by tapping their card on the device reader
  • SafePass - Add another security layer to banking with a 6-digit, one-time code to use along with a cardholder chosen SiteKey image
  • Account Alerts - Stay on top of balances and due dates. Cardholders can choose from several types of customer email or text alerts and let their phone tell them when payments are due and paid
  • Mobile Banking - Bank on the go from almost anywhere quickly and securely. Pay credit card bills online, transfer funds, check available credit and more
  • Text Banking - Cardholders can get their account information quickly via text. Cardholders simply send a text message and they'll get a reply in seconds
  • Chip Technology - Shop easily and more securely with a credit card that comes with both a magnetic stripe for transactions in the US and an embedded chip for use in more than 130 countries (including Canada, the U.K. and Mexico)


Annual Fee ($)

Free

Qualifying Transaction(s) Bonus?

Yes

Qualifying Transaction(s) Bonus Info

  • Get a $100 cash back bonus after making at least $500 in net purchase(s) within 90 days of account opening
  • Receive a 10% customer bonus when redeeming rewards into a Bank of America checking or savings account
    • $25 in rewards = $27.50 statement credit

Foreign Transaction(s) Fee (%) in USD

3%

Intro Purchase APR?

Yes

Intro Purchase APR Info

0% Intro Purchase APR for the first 12 statement Closing Dates following account opening

Purchase APR (%)

12.99% - 22.99% (V)

Min Interest Charge ($)

$1.50

Avoid Paying Interest

  • The due date is at least 25 days after the close of each billing cycle
  • They will not charge any interest on purchases if they pay their entire balance by the due date each month

Intro Balance Transfer APR?

Yes

Intro Balance Transfer APR Info

0% Intro Balance Transfer APR for the first 12 statement Closing Dates for tranfers posted within 60 days of account opening

Max Late Payment Fee ($)

$35

Max Returned Payment Fee ($)

$25

% Cash Back Earned Per $ Spent

Earn 1% cash rewards of all new net purchases charged to the card each billing cycle 

  • Earn 2% cash rewards for net purchases at eligible grocery merchants
  • Earn 3% cash rewards for net purchases at eligible gas merchants
    • 2% and 3% earning rates are for the first $1,500 of combined net purchases made during each calendar quarter in the Bonus Categories

Balance Transfer APR (%)

12.99% - 22.99% (V)

Balance Transfer Fee (%)

3%

Balance Transfer Fee ($)

$10

Cash Advance APR (%)

22.99% - 24.99% (V)

Cash Advance Fee (%)

3%

Cash Advance Fee ($)

$10

Cash Advance ATM Fee (%)

5%

Cash Advance ATM Fee ($)

$10

Overdraft Advance Fee ($)

$10 for each transaction (not assessed if chkg account overdrawn by <$10)

Current Promotions

Currently No Information

*Disclaimer: See the online application(s) for details about terms and conditions of all offers. To confirm terms and conditions, click on the "Sign Up" button and review info on the terms page. We expend substantial effort to maintain accurate information. However, all information on the site is presented without warranty.