Rewards Card Page

Bank of America Accelerated Rewards Card

Rewards Card Information

Card Benefits

Bank of America Accelerated Rewards Cardholders:

  • Receive a $50 statement credit after qualifying purchase
  • Earn 1.25 points per $1 and redeem points for cash, travel, hotels, car rentals, merchandise, gift certificates, and more
  • Can redeem for rewards starting with just 2,500 points
  • Can redeem points for Ultimate Access rewards that offer unique experiences, sports memorabilia, and more

Receive an additional $25 Statement Credit by using the card for a qualifying purchase at Target, Costco, or Staples

Special services:


  • Safeguard with insurance against car-rental loss/damage and travel accidents. Cardholders also get emergency assistance services and emergency roadside assistance
  • Care for credit card purchases with retail protection and extended warranty coverage
  • Access MyConcierge privileges, a unique personal assistance service featuring 24-hour customer service

1st Year Free?

Yes

Annual Fee ($)

Free

Qualifying Transaction(s) Bonus?

Yes

Qualifying Transaction(s) Bonus Info

Receive a $50 statement credit after qualifying purchases

Foreign Transaction(s) Fee (%) in USD

1%

Intro Purchase APR?

Yes

Intro Purchase APR Info

0% Intro Purchase APR for the first 12 Statement Closing Dates following account opening.

Purchase APR (%)

12.99% - 20.99% (V)

Min Interest Charge ($)

$1.50

Avoid Paying Interest

Due date is at least 25 days after the close of each billing cycle. Bank will not charge cardholder any interest on purchases if they pay their entire balance by the due date each month.

Intro Balance Transfer APR?

Yes

Intro Balance Transfer APR Info

0% Intro Balance Transfer APR for the first 12 Statement Closing Dates following account opening for transactions made within first 60 days of account opening.

Max Late Payment Fee ($)

$35

Max Returned Payment Fee ($)

$25

Penalty APR (%)

29.99% (V)

When Penalty APR Applies?

Penalty APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if cardholders:
• Make a late payment

How Long Penalty APR Applies?

If APRs are increased, the Penalty APR will apply indefinitely

# Points Earned Per $ Spent

1.25

Balance Transfer APR (%)

12.99% - 20.99% (V)

Balance Transfer Fee (%)

4%

Balance Transfer Fee ($)

$10

Cash Advance APR (%)

20.99% for Direct Deposit and Check Cash Advances, 24.99% for Bank Cash Advances

Cash Advance Fee (%)

4%-5%, depending on advance method

Cash Advance Fee ($)

$10

Cash Advance ATM Fee (%)

5%

Cash Advance ATM Fee ($)

$10

Cash Equivalent Advance Fee (%)

5%

Cash Equivalent Advance Fee ($)

$10

Convenience Check Cash Advance (%)

4%

Convenience Check Cash Advance ($)

$10

Overdraft Protection Cash Advance Fee

$10

Sponsoring Companies

Sponsoring Rewards Programs

Current Promotions

Currently No Information

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