Rewards Programs In Cash Back Credit Cards

  • Discover

    Miles by Discover Program
    • Earn Double Miles on the first $3,000 in travel and restaurant purchases each year
      • 1 mile for every $1 spent on all other purchases--personal and business
    • Earn unlimited miles
    • Flexible redemption options
      • Travel
      • Partner gift card
      • Discover gift card
      • Donate to charity
      • Cash
  • Capital One

    Capital One No Hassle Miles Rewards
    • Fly any airline, anytime, anywhere
      • No blackout dates
      • No seat restricitions
    • No limit to the amount of miles members can earn
      • Miles never expire
    • Members can use miles for more than just airline tickets
      • Car rentals
      • Hotels
      • Vacation packages
      • Mercahndise
      • Gift cards
  • Discover

    Discover Cashback Bonus

    Discover Cashback

    • Members can earn a 5% Cashback Bonus on category purchases
    • Categories change throughout the year
      • Travel
      • Home improvement stores
      • Department stores
      • Restaurants
      • Gas and groceries
    • Remember that you must sign up for the 5% program each quarter 
      • View the current 5% Cash back Bonus program details
      • Category purchases in excess of the specified amounts will automatically earn up to 1% Cash back Bonus
    • 2013 category rotation is as follows
      • Jan - Mar is restaurants and movies
      • Apr - Jun is home improvement
      • Jul - Sep is summer fun
      • Oct - Dec is holiday shopping
    • Earn 5-20% Cashback Bonus at ShopDiscover
    • Refer friends and receive $50 for each one who becomes a cardmember
      • Refer up to 100 new cardmembers