Rewards Programs In Cash Back Credit Cards

  • American Express

    American Express Blue Cash Reward Dollars

    Blue Cash Everyday

    • Members can earn 3% at supermarkets
    • 2% at gas stations and select department stores
    • 1% on all other eligible purchases
    • No annual fee
    • Earn 100 Reward Dollars after spending $1,000 within the first 3 months
      • Redeemable for a $100 statement credit

    Blue Cash Preferred

    • Members can earn 6% at supermarkets
    • 3% at gas stations and department stores
    • 1% on all other eligible purchases

    Both Cards help cardmembers earn Reward Dollars redeemable for

    • Cash back
    • Gift cards, and
    • Merchandise
  • Discover

    Cashback Bonus

    Discover Cashback

    • Members can earn a 5% Cashback Bonus on category purchases
    • Categories change throughout the year
      • Travel
      • Home improvement stores
      • Department stores
      • Restaurants
      • Gas and groceries
    • Remember that you must sign up for the 5% program each quarter 
      • View the current 5% Cash back Bonus program details
      • Category purchases in excess of the specified amounts will automatically earn up to 1% Cash back Bonus
    • 2013 category rotation is as follows
      • Jan - Mar is restaurants and movies
      • Apr - Jun is home improvement
      • Jul - Sep is summer fun
      • Oct - Dec is holiday shopping
    • Earn 5-20% Cashback Bonus at ShopDiscover
    • Refer friends and receive $50 for each one who becomes a cardmember
      • Refer up to 100 new cardmembers
  • Bank of America

    BankAmericard Cash Rewards Program

    The rewards program for BankAmericard Cash Rewards Credit Cardholders

    • 1% cash back on purchases everywhere, every time
    • 2% on groceries
    • 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter
    • Earn a $100 cash back bonus after qualifying purchases
    • Get a 10% customer bonus when redeeming rewards into an eligible Bank of America checking or savings account
    • Rewards are automatic and do not expire 
      • No need to register the card or sign up to earn cash rewards
    • No annual fee
    • Cardholders can choose how to receive their cash
      • Use it to help pay down an eligible mortgage
      • Have it deposited into any checking or savings account
      • Receive a statement credit
      • Have a check sent directly
      • Make a charitable donation
  • Capital One

    Capital One No Hassle Cash Rewards
    • Earn 1% cash back on net purchases
    • 50% anniversary rewards bonus
    • Opportunity to earn a $100 bonus
      • Earned after spending $500 in the first three months of membership
    • Set up automatic redemptions
      • No need to request payment
    • No limit to the amount of cash cardholders can earn
    • Cash rewards won't expire for the life of the account
    • There is no minimum amount required to redeem for cash
    • 0% intro APR on purchases and balance transfers until February 2014
    • No annual fee
    • $0 Fraud Liability protection
  • Citi

    Citi Cash Back Program / Dividend Card Reward Program
    • Cardholders earn cash back on purchases, eligible balance transfers and cash advances
    • Earn 1% cash cack on purchases
      • Enroll to earn additional cash back in popular rotating categories
    • Enjoy access to the Citi Bonus Cash Center
      • Automatically earn an average of 5% additional cash back at over 400 leading retailers
  • State Farm Insurance

    State Farm Dollars
    • Redemption starts at 50 State Farm Dollars earned
      • Apply reward dollars toward a State Farm product of choice
    • No limit to the amount of Dollars that may be earned
    • Receive monthly statements which include
      • State Farm Dollars balance
      • Dollars earned in the current cycle
      • Total reward dollars redeemable 
    • Single State Farm Dollars redemptions in amounts of $250.00 to $499.99 redeemed directly toward a qualifying existing State Farm Mutual Funds, State Farm Life product, or State Farm Bank Checking Account will receive a bonus of 25% of the original redemtion amount added to the redemption
      • Redemptions of $500.00 or more will receive a bonus of 35%