Rewards Programs In Cash Back Credit Cards

  • U.S. Bank

    START Smart Savings Program
  • Bank of America

    Rewards Savings

    Every dollar added to your Rewards Savings account combined with this rewards program gets you closer to your savings goal.


    Tiered Savings - Your interest rate has the potential to increase along with your account balance


    BankAmeriDeals® - Earn cash back for things you buy every day.  Earn up to 15% cash back at stores, restaurants, and more using BankAmeriDeals and have it deposited directly into your Rewards Savings account.


    Preferred Rewards - Preferred Rewards clients enjoy even more benefits based on their relationship tier.


    Keep the Change® - Additionally, enrolling into the Keep the Change® savings program allows customers making everyday purchases with their Bank of America debit card to save by rounding up purchases to the nearest dollar amount.  This difference will be transferred from your checking account to your Rewards Savings account.

  • Discover

    Discover Cashback Bonus

    Discover Cashback

    • Members can earn a 5% Cashback Bonus on category purchases
    • Categories change throughout the year
      • Travel
      • Home improvement stores
      • Department stores
      • Restaurants
      • Gas and groceries
    • Remember that you must sign up for the 5% program each quarter 
      • View the current 5% Cash back Bonus program details
      • Category purchases in excess of the specified amounts will automatically earn up to 1% Cash back Bonus
    • 2013 category rotation is as follows
      • Jan - Mar is restaurants and movies
      • Apr - Jun is home improvement
      • Jul - Sep is summer fun
      • Oct - Dec is holiday shopping
    • Earn 5-20% Cashback Bonus at ShopDiscover
    • Refer friends and receive $50 for each one who becomes a cardmember
      • Refer up to 100 new cardmembers