Rewards Programs In Cash Back Credit Cards

  • Target

    5% Target REDcard Program

    REDcards are designed to complement member's lifestyles

    5% REWARDS

    The REDcard saves members 5% on each shopping trip to Target, every day.

    REDcard members automatically get 5% off when they use their card in stores and on Target.com

    Target Debit Cards cannot be used on the mobile Target.com website.

    When members make purchases with their Target Debit Card, Target Credit Card or Target Visa Credit Card  at Target stores in the U.S. or Target.com, they will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items.

    FREE SHIPPING

    When members use their REDcard at Target.com, all their purchases ship for free. No minimum purchase. No membership fee. And that's on top of the 5% savings members already receive just for shopping with their REDcard.

    TAKE CHARGE OF EDUCATION
    Help Target help schools. Members can choose their kids' elementary school, the neighborhood middle school or any other eligible K–12 school. Target will donate 1% of the member's REDcard purchases made from Target and Target.com.

    TARGET PHARMACY REWARDS

    When REDcard members use their REDcard to fill 5 prescriptions at Target Pharmacy, they will earn 5% off a day of Target shopping.* Add that to the 5% off members already enjoy with their REDcard purchases, and watch the savings stack up.

    REDCARD ONLINE MANAGEMENT

    Quickly check credit account balance, debit transaction history, or update personal information- 24 hours a day, 7 days a week.

    Additional Target Debit Card Features:
    Enjoy 5% off every shopping trip at Target and Target.com. Plus, members can enroll in Pharmacy Rewards. The Target Debit Card links right to member's checking account for hassle-free shopping. Member can even request up to $40 cash back when they're shopping in-store. Target Debit Card cannot be used on the mobile Target.com website.

    Additional Target Visa Credit Card Features:

    With a Target Visa Credit Card members can make purchases anywhere Visa Credit Cards are accepted. It also helps them take charge of their bills. Target has partnered with Billeo to offer members an easy way to pay phone bills, cable/satellite, utilities and more.

  • Sears

    ShopYourWay Rewards

    General:

    • Shop Your Way Rewards is a free program that rewards it's members for shopping
    • Members are rewarded with custom offers throughout the year based on shopping habits
    • Receive sale notifications
    • Take advantage of a dedicated customer service call center
    • When checking out online, be sure to enter the Shop Your Way Rewards Member number and PIN, and purchases will be automatically credited
    • Earn 10 points or more for every $1 spent on qualified purchases, be eligible for additional bonus offers and be able to make no-receipt-required returns for purchases made with the card
    • In order to become a Bonus Member, members need to provide their email address and sign up to receive Shop Your Way Rewards by email
    • Every 1,000 Points is worth $1.00 in value

     Bonus members receive all of the above, plus:

    • Bonus points offers by email
    • Bonus points in store and online (example: 3X Points)
    • Exclusive offers when members reach VIP status
    • E-receipts
      • Sears or Kmart only

         

  • Kohl's

    Kohl's Charge Account
    • Members save 15% on the next in-store or online purchase when they apply for a Kohl's Charge
    • Extra discounts on everything 12 times a year
      • Save an extra 15% - 30% on all regular-, sale- and clearance-priced merchandise
    • Itemized, easy-to-read statements that can be paid online through My Kohl's Charge at Kohls.com
    • No annual fee

    Save even more as an Most Valued Customer (MVC)

    • Pick-a-day savings six times a year
    • MVC quarterly newsletter full of Kohl's most exciting brands and latest fashions with valuable savings opportunities

     

     

  • Target

    Take Charge of Education
    • Free to enroll
    • Choose any eligible K-12 school, and Target will donate 1% of a customer's REDcard purchase to the chosen school
    • The Take Charge of Education program is intended to benefit K-12 schools located in the U.S. having a 501(c) (3) or 509 (a) (1) tax-exempt status
  • Nordstrom's

    Fashion Rewards

    General:

    • Receive Triple Point Days
      • Available to all levels of membership
      • In addition to Nordstrom's scheduled bonus points events, members can choose their own day to earn triple rewards points on all net purchases made with their Nordstrom credit or debit card at Nordstrom.com, Nordstrom and Nordstrom Rack
    • Nordstrom Notes:
      • Available to all levels of membership
      • Receive a $20 Nordstrom Note in the mail each time 2,000 points are accrued
      • Earn even more during bonus points events
    • Bonus Points Calendar:
      • December 26 & 27
      • Double points during Half-Yearly Sale for Men
    • Anniversary Sale Early Access:
      • Available to all levels
      • Members shop new fall fashion and of-the-moment styles at reduced prices--and without the crowds
      • Earn double rewards points for all Early Access purchases made with the Nordstrom credit or debit card
    • Private Holiday Shopping Party:
      • Available to levels 2, 3, and 4
      • Members and a guest are invited to enjoy festive treats, holiday music and other delights while shopping Nordstrom's most exciting selection of fashion and gift items
      • This event is the only time a member can earn 10 rewards points for every dollar spent, when usingthe Nordstrom credit or debit card
      • Stores will be closed to the public at this time
      • Parties take place in late November and early December
    • Bonus Notes:
      • Available to levels 3 and 4
      • Receive a bonus $200 Nordstrom Note upon reaching $10,000 in annual net purchases made on the Nordstrom card
      • Receive an additional $200 Nordstrom Note upon reaching $20,000 in annual net purchases
    • Custom Shopping Party:
      • Available to level 4
      • Members who qualify choose from different themes and pick the guest list
        • Spa Party
        • Designer party
        • Girls night out party
        • Big game party
        • Sweet 16 party

    Services

    • Complimentary In-Store Standard Shipping
      • Members can send gifts up to $11 per transaction for all purchases made in store with the Nordstrom credit or debit card
    • Complimentary alterations:
      • Available to all levels
      • From suits and jackets to dresses and jeans, Nordstrom's experienced tailors will ensure that all apparel looks flawless
      • Depending on the membership level, the value of the alterations benefit varies
        • Level 1:  $100
        • Level 2:  $200
        • Level 3:  $300
        • Level 4:  Unlimited
    • Concierge services:
      • Available to levels 3 and 4
      • Whether members need assistance planning a party, finding a unique gift, or coming up with creative ideas, here is a sampling of the services that are available:

        • Tickets to the hottest shows

        • Dinner options & reservations

        • Spa escapes

        • Flower deliver
        • Cusomized vacation packages
        • Weekend getaways
        • Family fun
      • With access to car and limo service worldwide, the Concierge Service can coordinate the finer details of  transportation needs

      • Nordstrom can even arrange the rental of exotic cars, private jets and cell phones

  • Boston Store

    Your Rewards

    Simply use the store credit card whenever shoping and earn points toward an All-Day Shopping Pass right away! For every net dollar cardholders charge on their store credit card on applicable merchandise in Bostons network of stores, brands and online, they’ll earn 1 Your Rewards point

    Other benefits include:

    • A birthday celebration offer
    • Exclusive cardholder savings
    • Free standard shipping and more!
    Signature Membership Benefits
    • Cardholders are automatically enrolled at Signature status and remain at this level when they earn between 1-1499 points
    • The Your Rewards All-Day Shopping Pass discount is up to 20% off apparel, fine jewelry and accessories; plus 15% off cosmetics & fragrance, home store and fashion watches
    • One pass is mailed for every 500 points earned as long as individuals remain a Your Rewards Signature member
    • Members are also eligible for up to two free standard shipping coupons per year

    Elite Membership Benefits

    • By earning 1500 or more points, members attain Elite status and will be sent a unique Elite Your Rewards credit card
    • At this level, the Your Rewards All-Day Shopping Pass discount is up to 20% off apparel, fine jewelry and accessories; plus 15% off cosmetics & fragrance, home store and fashion watches
    • One pass is mailed for every 500 points  earned as long as they remain a Your Rewards Elite member
    • Members are also eligible for up to three free standard shipping coupons per year and a special anniversary celebration offer
  • JCPenney

    JCP Rewards
    • Earn a $10 JCP reward once a member spends $100 on qualifying purchases
    • Members can register up to 3 credit or debit cards including their JCP Credit Card
    • Its free to join
  • Walmart

    Walmart Cash & Gas Rewards

    Walmart has three cards that earn rewards:

    • Walmart Discover
    • Walmart Credit Card
    • Walmart MoneyCard

    Walmart Discover Benefits:

    • Earn up to 1% cash back on all purchases:
      • Rewards apply only to net card purchases—not to balance transfers, cash advances, quick cash advances or fees and finance charges. The reward percentages will depend on total spending during a calendar year and will be .25% on total purchases up to $1,500, .50% on total purchases from $1,500.01 to $3,000 and 1% on total purchases over $3,000.
    • Save 15 cents on gas at participating Walmart gas staions in the U.S.
    • Accepted anywhere Discover is accepted
    • Receive free monthly FICO Score when enrolling in electronic statements online
    • Get a cash advance at the time of purchase:
      • Get up to $100 quick cash in $20 increments when members make a purchase with their Walmart Discover card or $60 quick cash in $20 increments when they make a purchase with their Walmart Credit Card at Walmart-owned registers in Walmart stores. Limit one per day. This cash advance will appear on their monthly billing statement like a purchase
    • No annual fee
    • $0 fraud liability

    Walmart Credit Card Benefits:

    • Save 15 cents on gas at participating Walmart gas staions in the U.S.
    • Receive free monthly FICO Score when enrolled in electronic statements online
    • Get a cash advance at the time of purchase
      • Get up to $100 quick cash in $20 increments when members make a purchase with their Walmart Discover card or $60 quick cash in $20 increments when they make a purchase with their Walmart Credit Card at Walmart-owned registers in Walmart stores
      • Limit one per day
      • This cash advance will appear on their monthly billing statement like a purchase
    • No annual fee
    • $0 fraud liability

    Walmart MoneyCard Benefits:

    • Save 15¢ at participating Murphy USA and Walmart gas stations
      • Through 12/24/2011.  10 cent per gallon discount available now through 12/24/11 with the use of a Walmart MoneyCard as payment type at participating Murphy USA and Walmart gas stations. 5 cent discount in Florida. 3 cent discount in Oklahoma and Minnesota
      • Offer not valid in Alabama
      • Discount applies to posted fuel price of the station when paying at the pump and cannot be used in conjunction with the Sam's Club member discount
  • Macy's

    Macy's Star Rewards

    Macy's Star Rewards makes members shopping experiences more convenient than ever

    • Monthly Savings Events:
      •  Enjoy special cardholder-only savings throughout the year
    • Easy Returns:
      •  At Macy's when using the Macy's Card, even without a receipt
    • Manage Account Online:
      • At macys.com/mymacyscard
    • Paperless Bills:
      • Pay bills at macys.com/gopaperless

    Other Discounts:

    Open a Macy's account and save on purchases today and tomorrow

    • Receive monthly cardholder-only savings throughout the year
    • Coupons and savings passes for fashion and home
    • Members choose their own sale days
    • Special member-only days allow members to receive a discount simply for using their Macy's Card

    Macy's American Express Cardholders

    • Ability to earn Star Rewards Certificates (applies on accounts w/annual spend of $500-999)
      • 1.5% of all Macy's purchases (excluding Macy's gift cards)
      • 1% of all American Express Card purchases made outside of Macy's (excludes cash advances)
    • Shopping, dining and entertainment offers
    • Monthly Cardholder Savings Events
    • Easy Returns & more

    Macy's Preferred American Express Card:

    Includes all perks of Macy's American Express Card, plus get:

    • Ability to earn Star Rewards Certificates (applies on accounts w/annual spend of $1,000+)
      • 3% of all Macy's purchases (excluding Macy's gift cards)
      • 1% of all American Express Card purchases made outside of Macy's (excludes cash advances)
    • Unlimited Star Rewards Certificates
    • No merchandise exclusions

    Macy's Preferred Travel: 

    • Exclusively for Macy's Preferred American Express Cardholders who spend $1,000 per year at Macy's exceptional value 
    • For all  travel needs, cardmember enjoy a premium collection of Travel Priveleges including:
      • Air - Lowest available fares and special savings on select international airlines
      • Hotel - Up to 20% off the lowest available non-restricted rate at thousands of hotels worldwide and a range of special amenities or other benefits
      • Car - Competitive rates and valuable savings including up to 25% off qualifying rentals
      • Cruise - Special fares and amenities including up to $300 shipboard credits
      • Vacations - $100 off qualifying air+hotel packages
  • Sears

    Sears Choice Rewards

    Members can earn a collection of individual rewards by using the Sears MasterCard for everyday purchases

    • Every dollar spent on eligible purchases counts towards great rewards and there's no limit to the number of points members can earn.
    • Worldwide flights on major airlines
      • service fee applies
    • Hotel stays and vacation packages
    • Cruises
    • Sears and Kmart gift cards
    • Dining gift cards to popular restaurants
    • Gift cards to nationwide retailers
    • Brand name merchandise

    Earn Points for Dollars Spent

    • Members of Sears Choice Rewards will earn points for eligible dollars spent and charged to the Sears MasterCard

    Members can maximize points earned by using the card for everyday purchases:

    • Gasoline
    • Groceries
    • Drugstore items
    • Plus all Sears and Kmart purchases
    • Millions of locations worldwide where MasterCard credit cards are accepted

    Redeeming Rewards

    • Unlike some other rewards programs, members don't have to collect tens of thousands of points before they can redeem for a reward
    • Sears Choice Rewards has an amazing collection of merchandise, Sears and Kmart gift cards, and gift cards from top retailers and restaurants

    Redeem Rewards at Discounted Point Levels

    • Members should visit the Sears Choice Rewards web site often to see which items in the rewards collection they can redeem for at discounted point levels
    • It's one of the ways loyal Sears Choice Rewards members are rewarded
  • Discover

    Discover Cashback Bonus

    Discover Cashback

    • Members can earn a 5% Cashback Bonus on category purchases
    • Categories change throughout the year
      • Travel
      • Home improvement stores
      • Department stores
      • Restaurants
      • Gas and groceries
    • Remember that you must sign up for the 5% program each quarter 
      • View the current 5% Cash back Bonus program details
      • Category purchases in excess of the specified amounts will automatically earn up to 1% Cash back Bonus
    • 2013 category rotation is as follows
      • Jan - Mar is restaurants and movies
      • Apr - Jun is home improvement
      • Jul - Sep is summer fun
      • Oct - Dec is holiday shopping
    • Earn 5-20% Cashback Bonus at ShopDiscover
    • Refer friends and receive $50 for each one who becomes a cardmember
      • Refer up to 100 new cardmembers